What is the appraisal for?
The purpose sets three things: the scope of work, the date the value is measured at, and who is allowed to rely on the report.
Mortgage financing & refinancing
Lender-ready reports for purchase, refinance, or removing default insurance once you have the equity for it.
Read → 02Estate & date-of-death valuation
A retrospective opinion of value as at the date of passing, prepared to withstand review by CRA and by beneficiaries.
Read → 03Matrimonial & separation
An impartial value for property division, written to be relied on by both parties and by counsel.
Read → 04Assessment appeal
An independent market value opinion to support a complaint before the Assessment Review Board.
Read → 05Pre-listing & pre-purchase
An independent number before you set an asking price or commit to an offer, with no commission riding on the answer.
Read → 06Capital gains & change of use
Values as at a specific past date for a rental conversion, a gift, or the disposition of a secondary property.
Read →How it runs, start to finish
- Stage 01
Order placed
You send the address, the purpose, and the deadline. We confirm scope and fee before any work starts. No surprise invoices.
- Stage 02
Site inspection
Every room inspected, every improvement photographed. Condition and quality rated against the standard your intended user requires.
- Stage 03
Market research
Closed sales, not asking prices, confirmed through MLS records and available data sources. We track how the market has moved since each one sold: sometimes sharply in weeks, sometimes not at all for months.
- Stage 04
Analysis
Every difference priced: size, age, condition, location, and time. If the market moved between a sale and our effective date, the sale is adjusted by what the data shows, not a rule of thumb.
- Stage 05
Report delivered
A signed report, prepared to CUSPAP, in your inbox, with the reasoning laid out well enough to survive review.